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Bankruptcy - Will it Help You?

4/9/2014

 
Can Chapter 13 Bankruptcy Save Your Home?

Is your home scheduled for foreclosure?  Although the date is just a short time away, if you contact Deshaies Law immediately there may be options to save your home.  In a chapter 13 bankruptcy a debtor is given a reasonable amount of time to bring the mortgage current (e.g. a "cure" plan) or to sell the property (e.g. a "sale" plan).  Either may be able to preserve the equity in your home.  For a cure plan to work, you must be able to make your regular mortgage payment and a bit more - to get current over time.  For a sale plan to work there has to be enough equity to meet the expenses of the sale.  

If you think a chapter 13 plan might be right for you, please contact Deshaies Law to inquire about a free initial consultation.  Even if you cannot qualify for chapter 13, there may be reasons a chapter 7 bankruptcy would be beneficial to you.   

    Cheryl C. Deshaies

    Attorney Deshaies has been practicing law for 15 years in  an active bankruptcy and collections related practice. She handles general consumer and commercial litigation including select foreclosure defense matters.

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The information contained on this site is general in nature and is not intended to substitute for specific legal advice. Neither this site nor your access to it creates an attorney-client relationship. Deshaies Law is a debt relief agency that helps people file for bankruptcy relief under the Bankruptcy Code.
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24 Front St, Suite 111Exeter, NH 03833Tel. (603) 580-1416Email:cdeshaies@deshaieslaw.com